Time is Ticking, Get an Indicative Loan Offer Instantly

Instant Offer, Swift Solutions – Secure Your Funds Now!

Additionally, get 50% of the admin fee refunded back once you have fully repaid your loan. Interest rates and admin fees from 1.8% p.m. and 6% respectively.

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Personal Loan Amount
$0
$100,000
Loan Term
1 Month
24 Months
Interest Rate (Per Month)
1%
4%
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Total Payable
$10,605.91
Monthly Repayment
$ 3,535.30
Embark on your journey with us!

It's as easy as 1, 2, 3!

Apply with MyInfo

Submit Loan Details

Minimal fields to fill in

Receive Your Offer!

Make your way down for your loan interview
WAIT, that's not all!

50% rebate on Admin Fees

Timely Payment

Make sure you have enough cash in your account for giro deductions

Finish your loan payment

Receive your rebate upon full loan repayment and even early pre-payment!

Wait for rebate

Save on non-interest fees!

Browse our set of features

50% refund on admin fees*

Get a 50% refund on your admin fees after full and timely repayment on your loan!

Interest Rates starting from 1.8% per month

We aim to provide affordable interest rates for all our borrowers.

Complimentary Personal Loan protection*

All of our unsecured loans come with free a personal insurance coverage!

No sign-up loan application

Apply for a loan anywhere, anytime online using MyInfo.

get an indicative offer instantly

Share the essential details with us and receive an immediate indicative offer!

flexible repayment schedule

Your well-being is our priority. We are open to negotiating your repayment schedule!

More about Personal Loan Protection Insurance

Personal Loan Protection1 Insurance is a personal accident insurance plan designed exclusively to insure you as a borrower against the financial burden arising from your outstanding loan in the event of an accident2.

Benefits:

Up to the outstanding balance of your loan in the event of Death or Total & Permanent Disablement due to an accident;
Up to 2 months of loan instalment waiver or $400 per month (whichever is lower) in the event of Total & Temporary3 Disablement due to an accident.

Note:

1. Personal Loan Protection is underwritten by ECICS Limited ("ECICS") and provided by IFS Consumer Services Pte Ltd to its unsecured personal loan borrowers.

2. Personal Loan Protection does not cover pre-existing medical condition and the benefits are only payable due to an accident. For the policy, terms, conditions and exclusions, please download the Policy Wordings here.
3. At least 14 consecutive days of hospitalisation leave following an accident.

Trigger
Benefits
Details
Accidental Death or Permanent Total Disablement
Outstanding Loan Waiver
Up to outstanding loan amount
Temporary & Total Disablement (>14 days of hospitalisation leave)
Loan Installment Waiver
Up to the monthly loan instalment or $400 per month, whichever is lower (for 2 months)
Personal Loan Protection insurance does not cover illnesses, suicide and pre-existing medical conditions. For the full terms and conditions, please refer to the Policy Wordings.
Personal Loan Protection insurance is extended to you at no additional cost for all Friday Finance unsecured personal loan borrowers (subject to Policy Terms and Conditions).
*Personal Loan Protection Insurance only covers unsecured personal loans taken with Friday Finance. Secured personal loans (i.e. has an asset such as a property, pledged as collateral for the loan) are not covered under this insurance.

Don't just take our word for it!

Personal Loans

Friday Finance Personal Loan

Friday Finance free personal loan protection insurance* and refunds 50% of your admin fees to you when you complete your repayment fully and on time.

Debt Consolidation Plan

Streamline your finances by consolidating debts with a single, low-interest monthly bill repayment.

Renovation Loan

Transform your dream home hassle-free with swift approval and competitive interest rates on our renovation loan.

Student Loan

Focus on your education and alleviate your financial concerns with the Friday Finance Student Loan.

Payday Loan

Get access to cash to bridge emergency cash flow gaps with our Payday loan

Wedding Loan

From dreams to everlasting memories with our tailored Wedding Loans.

Start-up Loan

Fueling Entrepreneurial Dreams: Empower your start-up journey with our strategic Start-up Loans.

Gig/Self-Employed Heroes

At Friday Finance, inclusivity is our commitment. We aspire to offer financing solutions to credit-worthy individuals without discrimination

Unveiling Friday's Personal Loan

As pioneers in providing personal loans, we have honed our processes to reduce costs, enhance efficiency, and provide you with improved interest rates, simpler application procedures, and faster approval times. Friday Finance is a top money lender in Singapore, that implements digital solutions to make your loan application process easy. Say goodbye to the days of visiting lenders' offices only to face rejections; we've revolutionized the experience.

Tenor
Interest Rates
Admin Fees
6, 12, 18 or 24 months
From 1.8% p.m.
From 6.0% one time fee (50% refund)*

Frequently Asked Questions

Borrowing from Friday Finance vs Banks

Advantages of Borrowing from Friday Finance

1. Ease of application:
Our application process is streamlined to just one step using MyInfo

2. Speed:
Unlike traditional banks that may take several days to process your loan application, get an indicative offer sent to you immediately as long as you provide us with necessary documentation and information for our credit assessment.

3. Lower eligibility criteria:
Banks:
i. NOA >$30,000
ii. CBS: Generally have a minimum score/ grade specific to each bank

Friday Finance:
i. NOA: No restrictions
ii. CBS: No restrictions

Am I eligible?

a. Minimally 21 years old
b. Gainfully employed with NOA or CPF contribution
c. Must be Singaporean/PR

What documents do I need to submit?

CBS report

How many loans can I take up?

While there are no limitations on the quantity of loans from money lenders, constraints exist on the loan amount. If you hold multiple loans, we advise considering a Debt Consolidation Plan, which combines various debts into a single loan. This simplifies your financial management and helps prevent defaults.

How much can I loan?

Up to 6 times of Gross Monthly Income. The amount of Loan Quantum we offer will be assessed based on three factors

i. Income and debt to income ratio
ii. Past credit records
iii. MinLaw Regulatory Constraints

How long can I loan for?

We offer loan tenure from 6 - 18 mths

Why did I receive a lower loan amount than requested in my application?

a. Regulatory and Policy Constraints
Since we are Licensed Money Lenders regulated by MinLaw, there are various internal policies can impact the approval and amount of loans. These may include legal limits loan amounts, and other factors.

b. Incomplete or Inaccurate Information
Inconsistencies or missing details in your loan application, may adversely impact the final the loan offer. To optimize your loan application, please provide the most accurate and updated information.

What is your interest rate?

Be rewarded for a sterling credit record: Instead of adhering to a fixed interest rate for all applicants, Friday's tiered system gives the best rates yo our best customers. Our interest rates starts from 1.8% subject to individual assessment on a case-by-case basis.

How much is your admin fee?

Our admin fees follow the same tiered system as our interest rates, starting from 6% of the loan amount.

Will I be charged for making early repayments?

No, our goal is to promote positive credit behavior, assisting our clients in establishing a strong credit history.

Friday Finance is a product of IFS Consumer Services Private Limited, a licensed moneylender regulated by the Registry of Moneylenders of the Ministry of Law in Singapore