At FR!DAY Finance, we tailor our loans to fit your unique needs.
Friday Finance free personal loan protection insurance* and refunds 50% of your admin fees to you when you complete your repayment fully and on time.
Streamline your finances by consolidating debts with a single, low-interest monthly bill repayment.
Transform your dream home hassle-free with swift approval and competitive interest rates on our renovation loan.
Focus on your education and alleviate your financial concerns with the Friday Finance Student Loan.
Get access to cash to bridge emergency cash flow gaps with our Payday loan
From dreams to everlasting memories with our tailored Wedding Loans.
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Fueling Entrepreneurial Dreams: Empower your start-up journey with our strategic Start-up Loans.
At Friday Finance, inclusivity is our commitment. We aspire to offer financing solutions to individuals who require them, without discrimination.
a. Minimally 21 years old
b. Gainfully employed with NOA or CPF contribution
c. Must be Singaporean/PR
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While there are no limitations on the quantity of loans from money lenders, constraints exist on the loan amount. If you hold multiple loans, we advise considering a Debt Consolidation Plan, which combines various debts into a single loan. This simplifies your financial management and helps prevent defaults.
Up to 6 times of Gross Monthly Income. The amount of Loan Quantum we offer will be assessed based on three factors
i. Income and debt to income ratio
ii. Past credit records
iii. MinLaw Regulatory Constraints
We offer loan tenure from 6 - 18 mths
a. Regulatory and Policy Constraints
Since we are Licensed Money Lenders regulated by MinLaw, there are various internal policies can impact the approval and amount of loans. These may include legal limits loan amounts, and other factors.
b. Incomplete or Inaccurate Information
Inconsistencies or missing details in your loan application, may adversely impact the final the loan offer. To optimize your loan application, please provide the most accurate and updated information.
Be rewarded for a sterling credit record: Instead of adhering to a fixed interest rate for all applicants, Friday's tiered system gives the best rates yo our best customers. Our interest rates starts from 1.8% subject to individual assessment on a case-by-case basis.
Our admin fees follow the same tiered system as our interest rates, starting from 6% of the loan amount.
No, our goal is to promote positive credit behavior, assisting our clients in establishing a strong credit history.
Friday Finance is a product of IFS Consumer Services Private Limited, a licensed moneylender regulated by the Registry of Moneylenders of the Ministry of Law in Singapore
