Additionally, get 50% of the admin fee refunded back once you have fully repaid your loan. Interest rates and admin fees from 0.88% p.m. and 10% respectively.
Get a 50% refund on your admin fees after full and timely repayment on your loan!
We aim to provide affordable interest rates for all our borrowers.
All of our unsecured loans come with free a personal insurance coverage!
Apply for a loan anywhere, anytime online using MyInfo.
Share the essential details with us and receive an immediate indicative offer!
Your well-being is our priority. We are open to negotiating your repayment schedule!
Note:
1. Personal Loan Protection is underwritten by ECICS Limited ("ECICS") and provided by IFS Consumer Services Pte Ltd to its unsecured personal loan borrowers.
2. Personal Loan Protection does not cover pre-existing medical condition and the benefits are only payable due to an accident. For the policy, terms, conditions and exclusions, please download the Policy Wordings here.
3. At least 14 consecutive days of hospitalisation leave following an accident.
Friday Finance, a top moneylender in Singapore, offers competitive interest rates, free personal loan protection insurance*, and refunds 50% of admin fees upon full, on-time repayment.
Streamline your finances by consolidating debts with a single, low-interest monthly bill repayment.
Transform your dream home hassle-free with swift approval and competitive interest rates on our renovation loan.
Focus on your education and alleviate your financial concerns with the Friday Finance Student Loan.
Get access to cash to bridge emergency cash flow gaps with our Payday loan
From dreams to everlasting memories with our tailored Wedding Loans.
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Fueling Entrepreneurial Dreams: Empower your start-up journey with our strategic Start-up Loans.
At Friday Finance, inclusivity is our commitment. We aspire to offer financing solutions to credit-worthy individuals without discrimination
As pioneers in providing personal loans, we have honed our processes to reduce costs, enhance efficiency, and provide you with improved interest rates, simpler application procedures, and faster approval times. Friday Finance is a top moneylender in Singapore, that implements digital solutions to make your loan application process easy. Say goodbye to the days of visiting lenders' offices only to face rejections; we've revolutionized the experience.
a. Minimally 21 years old
b. Gainfully employed with NOA or CPF contribution
c. Must be Singaporean/PR
CBS report
While there are no limitations on the quantity of loans from money lenders, constraints exist on the loan amount. If you hold multiple loans, we advise considering a Debt Consolidation Plan, which combines various debts into a single loan. This simplifies your financial management and helps prevent defaults.
Up to 6 times of Gross Monthly Income. The amount of Loan Quantum we offer will be assessed based on three factors
i. Income and debt to income ratio
ii. Past credit records
iii. MinLaw Regulatory Constraints
We offer loan tenure from 6 - 18 mths
a. Regulatory and Policy Constraints
Since we are Licensed Money Lenders regulated by MinLaw, there are various internal policies can impact the approval and amount of loans. These may include legal limits loan amounts, and other factors.
b. Incomplete or Inaccurate Information
Inconsistencies or missing details in your loan application, may adversely impact the final the loan offer. To optimize your loan application, please provide the most accurate and updated information.
Be rewarded for a sterling credit record: Instead of adhering to a fixed interest rate for all applicants, Friday's tiered system gives the best rates to our best customers. Our interest rates starts from 0.88% subject to individual assessment on a case-by-case basis.
Our admin fees follow the same tiered system as our interest rates, starting from 6% of the loan amount.
No, our goal is to promote positive credit behavior, assisting our clients in establishing a strong credit history.
Friday Finance is a product of IFS Consumer Services Private Limited, a licensed moneylender regulated by the Registry of Moneylenders of the Ministry of Law in Singapore
